It is also the platform for cardholders to respond to identity monitoring alerts. The terms “claim” and “dispute” are to be given the broadest possible meaning that will be enforced. In no event will this coverage apply as contributing insurance. You must not use your Dave Spending Account or Dave Card for any illegal purposes or, regardless of whether it is legal or illegal, for internet gambling. Failure to remit the requested item for salvage to the claim administrator may result in denial of the claim. The Dave Card is a debit card that allows you to access funds in your Dave Spending Account up to your Available Balance. Each party shall bear the expense of their respective attorneys, experts, and witnesses and other expenses, regardless of who prevails, but the arbitrator will have the authority to award attorneys and expert witness fees and costs to the extent permitted by this Agreement, the forum’s rules, or applicable law. To be eligible for this bonus, you must open a Dave Spending Account and set up a qualifying direct deposit into your Dave Spending Account. You must purchase the new item entirely with your. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section III(B). THE TERMS OF ARBITRATION AND THE WAIVER APPEAR IN SECTION VII(K) OF THIS AGREEMENT. Your Available Balance is viewable at any time through the Mobile App, but it is important to understand that it may not reflect transactions you have authorized that have not yet been presented to us for payment. This Agreement contains the general terms, conditions and disclosures related to the non-interest bearing demand deposit account (“Dave Spending Account”) and Dave Debit Mastercard® (“Dave Card”) made available to eligible consumers by Evolve Bank & Trust (“Evolve”), member of the Federal Deposit Insurance Corporation (“FDIC”), in partnership with Dave Inc. (“Dave”), the program partner responsible for managing the Dave Spending Account and Dave Card program. If you wish to conduct a split transaction, you must tell the merchant the exact amount you would like charged to your Dave Card. Please make sure you provide us with accurate information when requesting a Send a Check payment. For transactions at rental car companies, it may take up to sixty (60) days for the hold to be removed. We are not the provider of the Wallet, and we are not responsible for providing the Wallet service to you or for ensuring that your Dave Card is compatible with any Wallet service. These limits are different for each type of transaction. URL and Domain monitoring allows Cardholder to enter up to 10 domain or URL names related to cardholder’s business. For general questions regarding these services, please contact. You can get a receipt at the time you make a withdrawal at an ATM or a purchase at a point-of-sale terminal using your Dave Card. When you use your Dave Card to make a purchase, the transaction occurs in two steps: card authorization and settlement. For limits that apply to transactions that debit or withdraw from your Dave Spending Account, please refer to Section III(D) concerning withdrawals. If the Policyholder does cancel these benefits, you will be notified in advance. We will provide you advance notice of any changes where required by law. You may contact Dave with any questions or concerns regarding your Dave Spending Account. The Dave Debit Mastercard® is issued by Evolve Bank & Trust, pursuant to a license from Mastercard International. ** Sign up for Dave Banking and you’ll get up to a $100 advance from your next paycheck. Modifications to the terms and conditions may be provided via additional Guide mailings, statement inserts, or statement messages. Please note that the merchant controls the timing of both the Card Authorization and Settlement. However, you may be given the option to expedite the delivery of an advance for a fee. For a copy of the procedures, to file a claim or for other information about these organizations, contact them as follows: (1) JAMS at 1920 Main Street, Suite 300, Los Angeles, CA 92614; website at www.jamsadr.com; and (2) AAA at 335 Madison Avenue, New York, NY 10017; website at www.adr.org. Neither we nor Dave are liable for any late penalties or fees assessed due to late Send a Check payments if they are delivered within the Delivery Time. If you request to add your Dave Card to a Wallet, you authorize us to collect, transmit, store, use and share information about you, your mobile device, and your use of the Dave Card in accordance with our privacy policy, as amended from time to time, available at https://www.dave.com/evolve-privacy. The Virtual Dave Card can also be added to a digital wallet (see Section IV(M)) in the same way as your physical Dave Card. Side Hustle informs you of income opportunities in your area and allows you to apply directly for those opportunities. All of these additional services and features are subject to Dave’s Terms of Use and Dave’s Privacy Policy available at. You can close your Dave Spending Account at any time and for any reason by submitting a request through the Mobile App or by contacting Dave by email at support@dave.com. You are responsible for verifying the completeness and accuracy of all information you give us for Send a Check payments. We will give you advance notice of any change where required by law. It serves as a repository of all the personally identifiable information (PII) data the cardholder wants to monitor, tracks and displays cardholders’ risk score, and provides access to identity protection tips. The expense of the umpire will be shared equally by the parties. The best way to contact Dave is through the Mobile App’s chat feature. In addition to the chat feature in the Mobile App and email, you may also call us at 1-844-857-3283 to (1) report that your Dave Card has been lost or stolen, (2) report unauthorized activity on your Dave Account, or (3) notify us of an error involving a transaction on your Dave Account. However, there are some exceptions. The Dave Spending Account is only available to individuals for personal, family or household purposes and may not be opened by a business in any form or used for business purposes. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. … However, there may be instances where your Dave Spending Account can still become overdrawn. You are responsible for all mailing or shipping costs to us or our administrator. Please review Dave’s Terms of Use carefully because by using the Mobile App, you agree to be bound by them and Dave’s Privacy Policy. IDT monitors cardholder’s high- risk transactions with more than 300 of the nation’s largest companies to uncover and thwart account takeover attempts. If you have already cashed or deposited the check (or it came to you via direct deposit), here’s how you can return the money: Make a personal check or money order payable to “U.S. However, we cannot guarantee to match exact color, material, brand, size, or model. You can call toll-free from over 80 countries worldwide. Are you looking for a list of apps like earnin, dave or bridgit? – Transactions that are paid from or deposited to your Dave Spending Account. You'll also need to set up direct deposits to qualify for $100 advances. A Wallet may not be accepted at all places where your Dave Card is otherwise accepted, and your Dave Card may not be eligible for all the features and functionalities of the Wallet. You waive any conditions or limits to our right of set-off to the maximum extent permitted by law. We are not responsible to you for any damages you may suffer as a result of the closure or suspension of your Dave Spending Account. Describe the error or the EFT you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information. You can avoid the surrender of your funds to the state by simply using the Mobile App to view your Dave Spending Account, conducting transactions, contacting us about your Dave Spending Account or replying to any abandoned property notices we may provide to you. seq.) Inactive Dave Spending Accounts must be reactivated. You will be required to provide personal information so that we may verify your identity before we will issue you a replacement Dave Card. The Virtual Dave Card accesses the available funds in your Dave Spending Account to make card-not-present transactions (see Section IV(F)) anywhere Mastercard debit cards are accepted in the same way as your physical Dave Card. If you attempt a wire transfer, the transaction will be rejected. Damaged, defective, or non-working items. WE DO NOT WARRANT THE BANK’S SERVICES OR DAVE BANK ACCOUNT OR DAVE CARD FEATURES WILL MEET YOUR REQUIREMENTS, BE CONTINUOUS, UNINTERRUPTED, SECURE, TIMELY, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. Budget tracks your income and transactions to help you plan for upcoming bills and expenses. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. if you believe you have been a victim of Identity Theft. If payment is made under these benefits, the insurance company is entitled to recover such amounts from other parties or persons. Coverage is limited to the actual cost of the item (excluding taxes, storage, shipping, and handling costs), up to $250 per claim. You may also be charged fees for transactions, including balance inquiries, by the out-of-network ATM operator even if you do not complete a withdrawal. If you give us your written permission to share your information. Your Dave Spending Account is closed or inactive. We may change or terminate this Agreement without notice at our discretion or to comply with any appropriate federal or state law or regulation. You also agree that we may record or monitor any communications for quality control and training purposes. The amount of this temporary hold will usually be the amount of the Card Authorization. If you are eligible, the Advance Service allows you to receive free advances to your Dave Spending Account to help you cover upcoming expenses. The determination to accept this method of payment is at the sole discretion of the individual or company you wish to pay. Banking services provided by Evolve Bank & Trust, member FDIC. The two (2) arbitrators will select a third arbitrator called an “umpire.” Each party will each pay the expense of the arbitrator selected by that party. Any other documentation that may be reasonably requested by us or our, Mastercard Global Service™ provides worldwide, 24-hour assistance with, In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call. Make sure to also keep your mobile device secure at all times and avoid accessing the Mobile App when others can see your screen. By using Send a Check, you authorize us to follow the payment instructions you have provided to us through the Send a Check service. If we receive a claim against the funds in your Dave Spending Account, or if we know of or believe that there is a dispute as to the ownership or control of funds in your Dave Spending Account, we may, in our discretion: (1) place a hold on your Dave Spending Account and refuse to pay out any funds until we are satisfied that the dispute is settled; (2) close your Dave Spending Account and send the balance to the named account holder; (3) require a court order to act; or (4) take any other action we feel is necessary to protect us. If we do not complete a transaction because we or Dave has reason to believe the transaction is unauthorized or illegal. Arbitration applies to any and all such claims or disputes, whether they arose in the past, may currently exist, or may arise in the future.